fix: stop 401 auth retry loop and remove unsafe PNA localhost fallback

src/components/Layouts/Public/Footer.tsx

@@ -16,8 +16,8 @@ export default function Footer() {
     useEffect(() => {
         const fetchLegalPages = async () => {
             try {
-                // Use public API endpoint
+                // Use public API endpoint code with backup
-                const apiUrl = process.env.NEXT_PUBLIC_API_URL || 'http://localhost:8000';
+                const apiUrl = process.env.NEXT_PUBLIC_API_URL || process.env.NEXT_PUBLIC_API_URL_BACKUP || 'https://api.trustlab.dyzulk.com';
                 const res = await fetch(`${apiUrl}/api/public/legal-pages`, {
                     headers: { 'Accept': 'application/json' }
                 });

src/hooks/useAuth.ts

@@ -13,7 +13,22 @@ export const useAuth = ({ middleware, redirectIfAuthenticated }: { middleware?:
             .catch(error => {
                 if (error.response.status !== 409) throw error;
                 router.push('/verify-email');
-            })
+            }),
+        {
+            onErrorRetry: (error, key, config, revalidate, { retryCount }) => {
+                // Never retry on 401 Unauthorized
+                if (error.response?.status === 401) return;
+                
+                // Never retry on 409 Conflict (handled by catch block above)
+                if (error.response?.status === 409) return;
+
+                // Only retry up to 3 times for other errors
+                if (retryCount >= 3) return;
+
+                // Retry after 5 seconds
+                setTimeout(() => revalidate({ retryCount }), 5000);
+            }
+        }
     );
 
     const csrf = () => axios.get('/sanctum/csrf-cookie');